Budget your monthly expenses.

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Overspending is often the result of a series of small purchases rather than one big one.

As inflation causes prices for nondiscretionary items like food, housing and energy to rise

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families may need to reduce their expenses in other areas to make ends meet

Consider cutting these 5 reoccurring expenses to keep your budget on track.

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1. Streaming services Try a subscription cleanse by canceling all of your reoccurring subscriptions and only adding back those you truly miss after a few weeks.

2. Credit card interest payments Spending beyond your budget tends to snowball when credit cards get involved. "Nine times out of 10, you’re going to pay for that on a credit card, adding up to more credit card debt. Many experts suggest tackling credit card debt first before other, less expensive debt.

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3. Some gym memberships can cost a lot every year and even virtual exercise classes can be price, ask yourself 'do you really need a pricy gym membership to get fit'. choose a gym that fits your budget or just get outside instead

4. Cigarettes and vape products Studies show smokers tend to earn less at their jobs than nonsmokers and the cost of insurance, like health insurance, long-term care insurance and life insurance, is often higher for smokers than nonsmokers.

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5. Takeout and restaurants Takeout and restaurant meals can add up after taxes and tip are added to the bill, while cooking at home is almost always the cheaper option.