Top 10 Life Insurance Policy in India

Life Insurance Policies in India: Life insurance is the best way to build wealth and secure the future of the family in the event of the unfortunate death of the policyholder

Life insurance can be availed either through “Term Plans” which provide life cover to protect the family or through “Investment Plans” which provide financial security to meet the financial goals of individuals

But, what is life insurance policy?

A life insurance policy is a contract between the insured and the insurance company in which the insurance company gives a certain sum to the beneficiary in case of any untoward incident or death of the insured during the term of the insurance plan. In return, the policyholder promises to pay a fixed amount either in lump sum or one by one as premium.

1st Policy: Aditya Birla Sun Life Insurance policy


Minimum age at entry: 18 Years

Maximum age at entry: 65 years


Minimum term period: 5 years


Maximum term period: 30 years



Minimum sum assured: Rs.30,00,000

Maximum sum assured: No limit on maximum sum assured


Premium payment mode: Monthly, quarterly, half-yearly or annually


Premium term: Equal as policy term


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